PLEASE REVIEW OUR QUALIFICATIONS FIRST BEFORE APPLYING:
- No evictions or eviction filings
- 525 credit score (If your credit score is under 525 and you meet all of the other qualifications then you will be required to pay three security deposits instead of one.)
- Must provide 2 months' worth of pay stubs
- No Section 8
- Not in active bankruptcy/No felonies
- Monthly income requirement (see earnings chart below):
EARNINGS CHART:
|
RENT: |
MONTHLY INCOME REQUIRED: |
|
RENT: |
MONTHLY INCOME REQUIRED: |
|
$ 500 |
$ 2,300 |
$ 1,000 |
$ 3,200 |
|
|
$ 550 |
$ 2,350 |
$ 1,050 |
$ 3,250 |
|
|
$ 575 |
$ 2,375 |
$ 1,075 |
$ 3,275 |
|
|
$ 600 |
$ 2,400 |
$ 1,100 |
$ 3,300 |
|
|
$ 650 |
$ 2,450 |
$ 1,150 |
$ 3,550 |
|
|
$ 675 |
$ 2,475 |
$ 1,175 |
$ 3,575 |
|
|
$ 700 |
$ 2,500 |
$ 1,200 |
$ 3,600 |
|
|
$ 750 |
$ 2,750 |
$ 1,250 |
$ 3,850 |
|
|
$ 775 |
$ 2,775 |
$ 1,275 |
$ 3,875 |
|
|
$ 800 |
$ 2,800 |
$ 1,300 |
$ 3,900 |
|
|
$ 850 |
$ 2,850 |
$ 1,350 |
$ 4,150 |
|
|
$ 875 |
$ 2,875 |
$ 1,375 |
$ 4,175 |
|
|
$ 900 |
$ 2,900 |
$ 1,400 |
$ 4,200 |
|
|
$ 950 |
$ 2,950 |
$ 1,450 |
$ 4,250 |
|
|
$ 975 |
$ 3,175 |
$ 1,475 |
$ 4,275 |
Self Employed Applicants: If you are self-employed and do not receive verifiable check stubs, you will need to provide 6 months of business bank statements to show deposits.
We cannot take tax returns or personal bank statements. The bank statements must be a business account with your company's business name. Your business must be local and registered with the state of Georgia and be "active."
Uber or Lyft Drivers: Need to provide 6 months of pay history or pay summary along with 6 months of bank statements that match the direct deposits on pay history/summary.
Out-of-State Applicants: If you are transferring with your job to a local branch here in Georgia, you must be able to show proof of transfer (a transfer letter on company letterhead) from a verifiable business. We cannot accept transfer letters from non-verifiable entities. If you are starting a new job in Georgia, we require an offer letter on company letterhead and at least one paystub.
Important to note...
Security deposit: The security deposit is the same amount as one month's rent. To move in, you must pay the full first month's rent plus a security deposit (no exceptions).
Renters Insurance: You are required to get renters insurance. Renters insurance covers damages to your personal belongings due to fires, break-ins, and water damage from leaks or sewage issues. Valor Homes' insurance only covers the house structure. Valor Homes and Valor Homes' insurance does not pay for the loss of your personal belongings or damages to your personal belongings.
Utilities: Please keep in mind that you are responsible for having utilities (electricity, water, gas, & trash) switched into your name within 5 calendar days of the lease start date. Under no circumstances are we able to leave the utilities on in our name.
Valor Homes reserves the right to decline any customer with one or more eviction filings or anyone who receives poor references from prior landlords. Valor Homes reserves the right to decline any customer who has attempted to commit fraud with regards to their application and/or pay stubs. If you have previously been denied, Valor Homes will not review your application again for at least 45 days.